don't let a downpayment
stop you from owning a home

Check your eligibility today!
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Experience the Elam Difference - 

Let us Guide you 

Down Payment Assistance can get you in a home with $0 at Closing

What This Means for You:

This program offers significant advantages for buyers by providing little to no money upfront, along with assistance for both the down payment and closing costs. It also opens the door to more home options within your budget.

For many, these benefits make homeownership possible right now—not just “someday."

Check your eligibility today!
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down payment assistance 

real buyer results

A recent Elam client used assistance to close with:

✔ $11,450 covered upfront

✔ $0 out of pocket at closing

✔ Down payment + closing costs fully handled

This program often covers up to 3.5% toward your down payment, depending on eligibility.

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Testimonials

See Our Reviews

"Brandi was fabulous to work with as a first time home buyer! Very knowledgeable and would highly recommend. I received a check at closing."
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Gregory Lurie
Reviews on Zillow
"I can't say enough great things about working with ELAM Real Estate Team and Taylor as my realtor! From the very first meeting, he was professional, knowledgeable, and truly dedicated to helping me find the perfect home. His expertise in the market, … Read MoreRead Less
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Ruben Guardia
Reviews on Zillow
"Dan is a phenomenal realtor and his experience shows. We had a wonderful little home we needed to sell quickly, and he handled every detail, which was a huge benefit to us as we were about to have a child and already had moved to a new home. He has g… Read MoreRead Less
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katherinebhatch
Reviews on Zillow
"Dan knows Rea Estate and people-Period! He did not sell our house, he partnered with us to help us sell pour house. He knows the market in Rutherford County TN and what it takes to enable families to move. He did such a great job, that we choose h… Read MoreRead Less
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zuser20240623125748141
Reviews on Zillow
"I worked with David Clark and I had a great experience. David was very knowledgeable and helpful. I have special needs and David went above and beyond to accommodate me with everything I needed. He was eager to show houses and help me find the right … Read MoreRead Less
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Dave Bauer
Reviews on Zillow
"Our real estate agent was Kisha Sanders. And from day 1 , she listened to our needs and was on the ball within 24 hrs. Now we had some issues that were unfortunately and unforeseened but she stayed in top of the situation and kept us informed daily. … Read MoreRead Less
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mv terry
Reviews on Zillow
"Dan & his team were beyond excellent in helping us purchase our first home. From timeliness to extensive knowledge he was exactly what we needed to make the process as smooth as possible. I cannot recommend ELAM Real Estate enough!"
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Amber Vance
Reviews on Zillow
"The team at Elam has been amazing to work with on the purchase of our home in Tennessee. Jalena has been so helpful, timely, attentive and on top of everything for us! Working with Jalena and the team has taken so much stress out of our buying pro… Read MoreRead Less
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Jessica Ritton
Reviews on Zillow
"Taylor Clark did an overall outstanding job helping me and my fiancé get into our first home! He was very knowledgeable and answered every question we had honestly and promptly he went above and beyond to get us into the home we wanted. I would recom… Read MoreRead Less
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Tyler lease
Reviews on Zillow
"Lara is outstanding to work with. She understood exactly what we were looking for. I highly recommend her for buying or selling . She was a good listener and explained the buying process thoroughly."
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dcruzbabe0
Reviews on Zillow

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take the first step toward home ownership

Dreaming of owning a home but worried about the upfront costs? You don’t have to wait — many buyers qualify for down payment assistance right now.